Overview

Navigating tax obligations across both the United States and Canada is complex, especially for individuals, families, and businesses with income streams, investments, or residency ties in both countries. At Gallant & Toole Inc., we offer expert guidance on U.S. federal and state taxation, as well as Canadian federal and provincial compliance—ensuring that your wealth remains optimized, protected, and fully compliant on both sides of the border.

From dual residents and snowbirds to cross-border entrepreneurs and investors, we design customized tax strategies that minimize exposure, avoid double taxation, and align with your broader financial goals.

Why Cross-Border Tax Planning Matters:

The U.S. and Canada have deep economic integration, but vastly different tax systems. Managing obligations under both frameworks—while remaining compliant with tax treaties and avoiding unnecessary penalties—requires nuanced expertise, strategic structuring, and ongoing advisory support.

Our U.S. & Canada Tax Services Include:

Cross-Border Tax Filing & Reporting

We prepare and file personal, corporate, and trust tax returns in both countries, coordinating all aspects of timing, residency declarations, and source-income reporting.

Dual Residency & Tax Treaty Optimization

We apply the Canada–U.S. Tax Treaty and tie-breaker rules to determine tax residency, claim eligible exemptions, and avoid double taxation across jurisdictions.

U.S. Federal & State Tax Compliance

Whether you are a U.S. citizen living abroad, a Canadian investing in the U.S., or a business operating in multiple states, we ensure federal and state tax obligations are fully managed—including FATCA, FBAR, and Subchapter K considerations.

Canadian Federal & Provincial Compliance

We address complex compliance across CRA regulations and provincial laws, including income splitting, investment income tax, and capital gains treatment unique to Canadian tax regimes.

Investment & Real Estate Tax Structuring

Our advisors help clients manage tax implications on cross-border investments—such as U.S. real estate holdings, retirement accounts, and U.S./Canadian securities—through compliant entity structures.

Tax Planning for Expats, Snowbirds & Repatriates

From departure tax planning to residency reclassification and passive income structuring, we help Canadians and Americans moving between borders stay compliant and tax-efficient.

IRS & CRA Dispute Resolution

Facing an audit or notice from the IRS or CRA? We represent your interests with professionalism and discretion, managing appeals, voluntary disclosures, and tax debt resolution.

Who We Serve:

• U.S. Citizens Living in Canada (or vice versa) with complex tax obligations

• Cross-Border Entrepreneurs & Executives operating businesses or earning income in both countries

• Investors & Property Owners managing real estate or securities across the border

• High-Net-Worth Families & Family Offices needing integrated U.S./Canada tax strategy

• Trustees & Beneficiaries of cross-border estates and grantor/non-grantor trusts

Why Gallant & Toole?

• Deep Expertise in U.S./Canada Tax Codes & Treaty Applications

• Integrated Tax, Legal, and Wealth Planning

• CRA, IRS, and State/Provincial Regulatory Experience

• Discreet High-Touch Service for HNW Clients

• Trusted by Families, Founders, and Global Investors

Clarity Across Borders Starts Here:

Tax law doesn’t stop at the border—and neither do we. Let Gallant & Toole be your trusted cross-border tax advisor, delivering clarity, compliance, and peace of mind in an increasingly complex regulatory environment.

📩 Book a Cross-Border Tax Consultation Contact Us